Benefits to you 

Commercial clients:

• Risk Management* – helping to structure your Director share purchase arrangements; protecting key people, the future of your business; insuring repayment of debt 
• Business investment strategy – utilising excess profits tax efficiently
• Employee benefits – group pension, death in service, critical illness benefits and more Extraction of value / exit strategy* – Director / business owner personal planning 

Personal clients: 

• Investments – helping you understand what you have and what you need for your future goals 
• Pension Planning – guiding you through the pensions maze 
• Inheritance tax & Estate Planning – helping you overcome the worries 
• Protection – tailored preparation for the unforeseen

If you're serious about your own, your family's or your business's financial future then talk to me. I will cut through the jargon, give guaranteed advice, and make the whole financial planning process as easy and seamless as possible. You’ll be able to relax, safe in the knowledge that you’re saving time, planning effectively and securing your financial future. And don’t forget that all consultations are entirely without obligation. 

The Practice is committed to delivering a superior financial planning and wealth management service. We look to empower individual investors to take control of their financial lives. We are committed to putting our clients at the heart of our business, developing and maintaining long-standing relationships based on trust. We are one firm, committed to delivering the full range of our capabilities, knowledge and resources to meet the needs of our clients.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

*Risk Management and Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.